Over 35 million people take a trip to Canada each year. It’s simple to understand why. Canada is regarded as a land of adventure and terrific opportunity. No matter what your reason for traveling to Canada, you need to buy Visitors to Canada Travel Insurance before you travel.
Visitors Travel Insurance is the best way to guard yourself from the financial costs of a health-related emergency. Canada has some of the highest healthcare costs in the world. The standard hospital stay in Canada is approximately $7000 per day, and even more if there are additional complications or prescription medications. An unanticipated medical emergency can cause financial ruin, so it makes sense to pay a few dollars a day for an insurance policy that will protect you throughout your stay.
There are several types of travellers who make it a point to buy Visitors to Canada Insurance, including travellers and tourists, international workers, global students, and new immigrants to Canada. Every group has unique needs. Visitors to Canada medical insurance plans can be purchased in levels of $15,000, $25,000, $50,000, $100,000 and $150,000, and plans can cover one person, a couple, or an entire family. Single trips and annual plans can be purchased. An annual plan is ideal if you intend to travel to Canada often within a 12 month period.
Travellers and Visitors: In terms of geography, Canada is the second largest country in the world, recognized for its mountain ranges, lush forests, rushing rivers and mighty lakes. If you are the adventurous type, emergency medical health insurance is essential. If nature is not your motivation, Canada also has many world class urban centers like Vancouver, Toronto and Montreal. It’s important for this group to have insurance coverage during their stay.
Foreign workers: The scarcity of qualified labour offers a great opportunity for foreign workers. Employment visas are available for international workers, but these visas are normally valid for six months less one day, one day before the worker becomes eligible for provincial health insurance coverage. To fill the gap, overseas workers use Visitors to Canada Insurance to protect themselves for the time spent in Canada on a temporary work visa.
International students: Canada is a leader in education, with some of the finest universities and colleges worldwide. Each year, thousands of global students choose Canada as their foreign education destination. However, not many international students are eligible for provincial health coverage, and those students who do qualify have to wait three months before their insurance coverage takes effect. Also, visitors not going to an eligible educational institution will not be protected by a provincial government insurance plan. This may impact mature students travelling with their spouses or children. There are many Visitors to Canada insurance plans available to this group, from individual plans which simply protect against medical emergencies, to family plans which cover annual doctor’s check-ups and dental.
New Immigrants: Immigration is an integral part of Canada’s long term growth, so there are several opportunities for people who want to relocate to Canada. There is a waiting period before a newcomer to Canada is covered by a provincial or territorial insurance plan, so personal Visitors to Canada insurance is necessary to fill the gap. There are different waiting periods for every province and territory.
So if you are a traveler in search of adventure, a student or worker looking for opportunity, or an immigrant starting a brand new life in Canada, make sure you pack a Visitors to Canada insurance plan before leaving. A medical crisis can ruin far more than your stay, it can cause financial ruin. It is vital to protect yourself. A few bucks spent on insurance coverage will buy you protection and peace of mind.